I had hoped to make the switch sometime this year; however, I feel there are a few things holding me back:
Cheques- I wish there was a way of scanning them in with my smartphone. I had that with my US bank when living abroad. I know, I know- we rarely get cheques, but just in case.
Web app- if I loose my smartphone it’s the end of the world! Falling back to the web would be ideal. Again, just in case.
What else is holding people back from switching?