So far I’ve used my Starling in a few chain retail stores with no problems whatsoever. The till attendant sometimes looks confused trying to work out whether it’s a credit or a debit, but otherwise, all good.
I’ve worked out that CIBC and TD charge $3 for ATM withdrawals. I’m still working my way around the other ATM providers to see if there are any cheaper. Although being charged $3 for withdrawing the equivalent of £300 on Starling is still a great deal, I’m still looking for free options.
I tried to do a cashback with some purchases at Walmart and Sobey’s and on both occasions the till attendant said their massive chip & pin machine will prompt me for cashback if it’s possible on my card. I wasn’t prompted either time and both attendants said they treat foreign debit cards as credit cards and do not offer cashback.
I’m not sure if that varies retailer to retailer, so any tips would be appreciated!