By coincidence, heard Anne Boden talking about spending insights on an old Money Box episode.
Tbh, I find the spending tab so counterintuitive, I never even look at it. In what world are all payees merchants? How is it helpful for any money I move into the account to be treated as income?
What would be useful is a breakdown by payment method. So, all card transactions together, all payments to payees together by Payee, then all incoming payments together with a simple way to tag actual income, rather than money I’ve transferred from my other accounts.