Over the last couple of weeks, I’ve been thinking if Starling is ready to be my current account and the answer is, Not Yet.
One reason is that to close down my current service, I’d have to find a home for other savings products that Starling currently doesn’t have. While a nuisance, it isn’t a deal breaker but combined with what I see as limiting functionality of the app, it means that now isn’t the time.
For me, budgeting capability needs to be part of the app. It’s great that transactions get categorised and I can see how much I’ve spent per category and merchant. However, I can’t set a budget in app and know what % I’ve used so far during the month.
Yes, I can do this using Yolt but if I have to go to another app to do things like this, then I can just as easily do it for my existing account and save myself the hassles of switching.