Thinking about the Monzo Coin Jar, the Revolut Vaults etc.
There’s so much spare screen space on the Starling Home screen, it got me thinking about a configurable “Round down” button somewhere next to “Your Balance”.
This would let you configure the following:
- An amount to round down to (nearest 10, 20, 30 pounds etc)
- Existing goal(s) for this money to go into, perhaps even with the option to set a percentage split for multiple goals.
Then you could just press the button whenever you feel like it.
I think this would work well for impulse saving, because it’s so rewarding for some people (you know who you are) to have a nice round balance.
And it’s basically just a custom repeat payment into goals, so perhaps relatively straightforward(?).