Sounding out community thoughts on this.
Personally I don’t really have much use for the pennies a month I earn on my current account. I’d really like the option to ‘donate’ my interest income into some kind of community pot. Obviously this would be an opt-in thing.
Charity donations would be the obvious use, but I’m sure there are other fun things you could use it for (some kind of crazy shared investment scheme? ).
20p a month isn’t going to mean much to most charities if I just donate it individually, but scaled across the community, e.g. using a ‘charity of the month’ type format, you might get a meaningful amount.
Or do you think this sits better in the marketplace?