I’ve been mildly worried about this for a while as I guessed it might be on the horizon - after seeing a thread on Monzo’s forum just now, I see it’s starting to happen.
Apparently Monzo, as a test, inserted an ‘offer’ for Bulb energy into a small number of their current account users’ transaction lists. The way I see this is that they placed an ad in their transaction lists.
I don’t mind offers and link ups and stuff, as long as they are in a sectioned off bit of the app - like the Apps & Services/Marketplace section in the Starling Android app.
If I want to link my account using the API to another app that serves offers, then that’s my choice.
But if ‘offers’ start appearing in my transaction list and around the app - that’s highly likely to lead to me closing my account and going back to a ‘legacy’ bank. it’s highly intrusive and not something I want in my banking apps. I really hope Starling has no plans for anything like this.