I came across an insurance provider called Neos. They use smart home devices to provide insurance. Not sure whether they have an API, but it could be a useful integration for the future as the smart home becomes more widespread.
So your home insurance becomes invalid if you don’t replace the batteries in your smoke detectors? You pay more for life insurance if you swipe your debit card at McDonald’s too frequently?
I’m not 100% sure on how it works. But things like cameras could be useful in the event of a claim for a break-in.
Would love this integration in the marketplace. I’m a customer of Neos and the kit and app works OK. I consider it value for money. Would be even better with a tab in the marketplace with my policy docs.