I really like Goals, they are versatile, checking the forums and I can see people are using them in all sorts of different ways to meet their needs, which is great.
One of the main requests is Direct Debits to come from a Goal, I can’t wait for this. But there is a feature I wish to tag onto it…
One of the many ways I use Goals is to chuck money aside for a debt with regular payments, like a 0% BNPL. It would be ideal for the Goal Target to update accordingly when a DD payment is made (you could turn this on or off when you create the Goal).
So lets say you have a £10,000 Goal Target, and a DD is paid of £200, the target will change to £9,800 automatically (if this feature ‘switch’ was turned on). Even better would be where you could say the DD has an interest rate, and so the Goal will take this into account for the target when a DD is paid.
This may not be a feature everyone else cares for, but I think it would be great Curious if anyone else uses Goals in this way?