Free buffer on overdraft


Is there a way we can get a no thrills free buffer in account? Say £10 so if you accidentally went over then you’ve got a sort of contingency on the account? :moneybag:


If your monthly overdraft charge is < £0.10, then they charge you nothing. So if you were overdrawn £10 for three weeks, it wouldn’t cost you anything.


How do foreign transactions work in this instance. I’ve notice it’s been showing I have been getting $1.34 while transaction is pending, but then goes down to $1.33 after a few days when the transaction completes. What would happen if my balance was as £0??