Do I have to switch my banking to Starling to open an account?



No. If you do decide you’d like to switch (yippee), you can do so easily using the Current Account Switch Service (CASS) in-app, which comes with a Current Account Switch Guarantee ( The Guarantee means in the unlikely event that something goes wrong, you can be confident that any interest or charges you incur as a result of any problem with your switch will be refunded.

There is an option to partially switch some of your regular payments (although it’s not covered by the Guarantee).