Is there any way to prevent the duplicate direct debits you always get when you switch?
I’ve switched banks a few times (I’m a bit of a serial switcher at the moment) and every time I do, I end up with duplicate direct debits. I think it’s where the switch request/notification is sent to a company (that you have a direct debit with) and instead of transferring the old one over, they create a new one. Then the bank also transfers the old one over. Meaning you have two.
I’m always scared to delete for a while, just in case I delete the active one - with some that are rarely used you have them stuck there for months (credit cards for example - I always pay them off each month but have DDs set up as a back-up so the direct debit is only used on a month where I forget or decide not to fully pay it off)
I just did the full switch to Starling and now I’m sure I’m going to end up with 3 of the same direct debit on some (I didn’t get round to cancelling duplicates last time I switched!) Not knowing which is the active one, unless I phone up each company and as for the references (which sometimes they can’t actually get hold of as easily as you’d imagine)!