@Chalky agree with you there, I’m guessing that’s why most banks have a ‘free’ bank account and ‘monthly fee’ accounts.
I like that the Starling account is free, if you had to pay for the Starling account I’m 100% sure it would not be as successful as it has been so far.
I’m trying to work out if moving to the ultra modern Starling App-Account can really replace the legacy benefit I get from my Santander account.
From everything I’ve seen, Starling wins hands down in every department except this one point.
I actually like Starling far better than Santander and will ultimately make the switch and close my legacy account over the next few weeks.
The reason I asked the question is I see this as the only part of the Starling account that just sits in the background without any modern spin on it.
I can see where a company sitting in the Marketplace using an API to offer an incentive around DD’s can work, I just can’t see anything today and just asking if this is a focus at all.
Not sure who can do this but let’s say I have Sky for TV, British Gas for fuel and AXA for my car insurance all paid for on a monthly DD. I’m sure that through some compare website or even direct with a competitor could offer an incentive to change provider and pay by DD.
Just throwing it out there, either way, Starling win, I’m sold on the modern app-only banking