Cash Withdrawals & Deposits at the Post Office


#671

Any updates on when we can expect this?


#672

None at all.


#673

“Coming soon”.


#674

‘Being worked on’ :thinking:


#675

A small part due to this topic, but others as well, I’m finding Starling less and less useful.

I’ve closed my goals as no point having money earning such a small rate of interest, gone back to fully using my AMEX as May as well get cash back on everything I buy.

Struggling TBH to find a reason to keep my account…


#676

Everyone has different requirements of course.

But I’ve stated many times that my AMEX is always my “go to” for spending - I see little advantage in not using it, when the rewards are so good.

The only benefit would be if I needed a little help analysing my spend, so I could budget better etc.

I use Starling for bank transfers (very good payee management), and any service/payment that I can’t use my AMEX for.

Any new bank (or old bank) will struggle to compete with AMEX when it comes to the “rewards” side of things - Whether that be cash back or points!


#677

Having a minute ago found out the daily card spending limits I often couldn’t even pay my Amex bill in one go!!


#678

Without wishing to assume anything about your personal situation - If you have a monthly AMEX bill of over £25,000, I’m not sure you need to worry too much (considering I’m sure you’ve said you pay it off in full each month!)


#679

Card limit is £10k though and people have had issues much lower than that. 2/3 times a year my bill is 5 figure, probably half the time it’s over £5k. People have issues even at that level.


#680

Any thoughts about an alternative banking solution?


#681

I’ve never closed my First Direct and will probably stick with them, it probably suits my banking needs more, just hope they bring their app a bit more up to date as thats about the only thing missing (for me).


#682

OK. No damage done then.

Might be handy to hang on to the account - instant notifications still not a feature with FD.


#683

I’ll hang onto it,

I have noticed lately though that although not instant, money is coming out quicker and showing quicker when using card/apple pay etc. That said Amex is now instant from a notification point of view.


#684

It is indeed. Just taken delivery of my Amex card.


#685

You just signed up Graham to Amex


#686

He didn’t ask for a referral code!


#687

Just seen they do a 9.9 apr Low rewards credit card that looks good.