Can I have an overdraft?



When you open an account with us we will make a soft check on your credit history and this will determine if we’re able to offer you an overdraft. If you don’t see an offer at that point then unfortunately we have not been able to offer you an overdraft at this time. If you get an offer and accept it we will make a hard credit check which leaves a record on your credit file. If you’ve had an offer but not accepted it, it will remain available in app as long as you remain eligible.