Legacy banks do show overdrafts in your available balance, at least it’s always been that way for me with NatWest, Santander (previously Alliance &Leicester) and Barclays.
As @daedal says, it’s available for you to withdraw. How is it an overdraft if it’s not ‘available’ for you to use?
Are you saying that the ATM only shows one balance? Normally when I’ve used an ATM in the past (although it’s probably years since I last checked my balance on one) it would show the Account Balance and the Available Balance. So say I was £200 into my overdraft but had a £400 overdraft facility it would show:
Account Balance: -£200
Available Balance: £200
This would be similar to the Your Balance and Overdraft Remaining options in app if you are already in your overdraft; Account Balance = Your Balance and Available Balance = Overdraft Remaining
If it’s just saying one balance of £200 then I can see how that would be confusing. I’ll give this a try on my way home and see what happens.
But also agree with others, why on earth would you want to do that anyway? A balance enquiry costs Starling money I believe, that’s why third-party ATM providers are always keen for you to check your balance, print receipts, etc! So doing unnecessary things like this could potentially affect free ATM usage in the future.
That’s right, Starling are already aware of this and are supposed to be getting this fixed.
Money in Goals is not available to spend so I would expect this to be reflected on a ATM just like it is in the app.